Avail the services of IOB anytime from any place with SMS Banking. Just check the list of services provided through IOB SMS banking and their codes list…
Indian Overseas Bank
Indian Overseas Bank customers can now enjoy the SMS banking service to connect with their bank account without actually visiting the branch or logging into their net banking page. SMS banking operates through the common text message, which makes secure communication between Indian Overseas Bank and the customer’s registered mobile number.
The details about your bank account and the options as opted in the IOB SMS Banking codes will be sent as a response. At times, when you can’t go to an Indian Overseas Bank branch or face any internet issue, then customers can opt for the Indian Overseas Bank SMS banking service to check their account status.
| Name | Indian Overseas Bank |
| Official Site | iobnet.co.in |
| Toll free number | 18004254445 |
List of Services
The options such as checking the balance, transfer of funds within the same bank or different bank, stopping the issued cheque, creating MMID and recovering of MMID are some common options which can be used from SMS code without actually logging anywhere.
This SMS service is free of cost and customers just have to get themselves registered with the service by visiting the bank branch. A simple application for SMS banking’s service by adding your registered mobile number. It will let you access these services within 48 hours of application submission. This code and option, only restricted with the Indian Overseas Bank, as every bank has their own toll free number and defined codes. the following are the IOB SMS Banking codes.
IOB SMS Codes
| Service offered | SMS Syntax (SMS send to 8424022122) |
|---|---|
| Balance Enquiry | BAL <last 4 digit account number> |
| Mini Statement | MINI <last 4 digit account number> |
| Get your MMID | MMID |
Frequently Asked Questions
Q1: Why to use Indian Overseas Bank SMS Code Service?
The SMS banking service is a free service which is provided to every Indian Overseas Bank customer. This service allows the customer to get instant updates from their bank account with just a simple text message from the registered mobile number.
Q2: Who is safe with the Indian Overseas Bank SMS banking service?
The Indian Overseas Bank SMS banking is safe, as it does verify the mobile number and the linked accounts when a request through SMS code has been received at the bank. This is fully an automated process, and upon verification of the account numbers, the response accordingly will be sent as a reply to the same number.
Q3: Can I change the registered mobile number from the Indian Overseas Bank SMS option?
The registered mobile number will have to be changed by visiting the Indian Overseas Bank branch or by using the Net banking option only. There are no SMS codes, which confirm to change your Indian Overseas Bank mobile number, as these are truly not determined as a safer option.