If you’re a customer of the Royal Bank of Canada (RBC), then you may know how to view RBC void cheque which streamline your financial transactions and simplify the process of managing your finances.
In this article, we will walk you through the step-by-step process of viewing RBC void cheque ensuring accuracy and efficiency in your banking tasks.
RBC Void Cheque
A void cheque from RBC is a cheque that has been intentionally rendered unusable. This can be done by writing the word “VOID” across the front of the cheque, or by crossing the signature line.
Void cheques are often used to provide proof of account ownership or to set up pre-authorized payments. A void cheque is an essential banking document that serves various purposes, such as setting up direct deposits, automatic bill payments, and electronic funds transfers.
Importance of RBC Void Cheque
There are a few reasons why a void cheque from RBC is important
Security
- A void cheque is a safe way to provide your banking information to someone else.
- Because it has been intentionally rendered unusable, it cannot be cashed or used for fraudulent purposes.
Convenience
- Void cheques can be easily obtained online or at an RBC branch.
- This makes it easy to provide your banking information when you need to, without having to wait for a physical cheque to be mailed to you.
Compliance
- Some organizations may require you to provide a void cheque as proof of account ownership.
- This is especially common when setting up direct deposits or pre-authorized payments.
Overall, a void cheque from RBC is a valuable tool that can help you to protect your financial information and to make banking transactions more convenient.
Also Read: RBC Bank Statement
What information includes on Void Cheque RBC
A void cheque from RBC includes the following information:
- Payee: The name of the person or company you are paying for.
- Amount: The amount of money you are paying.
- Date
- Memo: A brief description of the payment.
- Your name.
- Your RBC account number.
- Your RBC transit number.
- Your RBC institution number.
- The words “VOID”, printed across the cheque to indicate that it cannot be used to make a payment.
RBC Void Cheque Online
Here are the steps on how to view or print void cheque RBC with online banking:
- Sign into your RBC online banking account.
- Click on the “My Services” box and then click on the “Account Services” tab.
- Click on “View and Print Void Cheque” which is present in the Navigation menu.
- Select the account for which you want to view or print a void cheque.
- Read the important information below and click on the checkbox beside “I have read and understood the important information.”
- Click on “View and Print.”
- The void cheque RBC online will be displayed on your screen. You can either print it or save it as a PDF file.
Void Cheque RBC in Mobile App
Here are the steps on how to get Void Cheque RBC Bank to view or print from the Mobile App
- Open the RBC Mobile app and sign into your account.
- Tap on the Account tab.
- Select the account that you want to get a void cheque for.
- Tap on Details.
- Click on Get a Void Cheque.
- Tap on Download to download a PDF of your void cheque.
- To print your void cheque, tap on the Print icon.
- Follow the on-screen instructions to print your void cheque.
Here are some additional things to keep in mind
- You can only get a void cheque for an account that is in your name.
- You can get a maximum of 10 void cheques per month.
- Void cheques are not available for all account types.
- If you have any questions, please contact RBC customer service.
Also Read: How to Cancel RBC Bill Payment
Difference between Regular Check and Void Cheque RBC Bank
Here is a table of the differences between regular checks and void checks from RBC Bank:
| Feature | Regular Check | Void Check |
|---|---|---|
| Purpose | Used to make payments | Used to provide your banking information for direct deposit or pre-authorized debit |
| Status | Can be used to make payments | Cannot be used to make payments |
| Marking | No markings | Has the word “VOID” written across it |
| Security | More secure, as it cannot be used to make fraudulent payments | Less secure, as it can be used to make fraudulent payments |
Are there any fees associated with obtaining a void cheque from RBC?
No, there are no fees associated with obtaining a void cheque from RBC. You can get a void cheque for free by printing it from your RBC Online Banking account or App.
Can I use a void cheque for international transactions?
In general, no, you cannot use a void cheque for international transactions. A void cheque is a check that has been marked void, making it unusable for payment.
This means that the cheque cannot be cashed or deposited, and it cannot be used to set up direct deposits or recurring payments.
What is the difference between a void cheque and a cancelled cheque?
A void cheque is a cheque that has been rendered invalid by writing “VOID” across the front. A cancelled cheque is a cheque that has been returned to the drawer marked “cancelled”.
Can I use a void cheque as proof of address?
No, you cannot use a void cheque as proof of address. A void cheque is not a valid form of identification and will not be accepted by most businesses or organizations.
Are there any restrictions on using a photocopy of a void cheque from RBC
There are no restrictions on using a photocopy of a void cheque from RBC for most purposes. However, there are a few things to keep in mind:
- The photocopy must be clear and legible.
- Photocopy must not be altered in any way.
- The Photocopy must be marked “VOID” in large letters.