The BP Credit Card, also known as the BPme Rewards Visa card, enables you to accumulate rewards and enjoy savings across a range of expenditures, such as fuel, groceries, and dining.
The BPME Rewards Signature Visa Card is an enhanced credit card that combines BPme Rewards with traditional credit card perks, offering cash-back rewards and flexible redemption options.
The BP Credit Card provides a gas discount at BP and Amoco stations, with additional savings for BPme Rewards loyalty program members. Both cards can be used anywhere Visa is accepted, and there is no limit to the rewards you can earn.
Features and Benefits of BP Credit Card
- Introductory Offer: During the first 30 days, cardholders receive a per-gallon discount at participating BP and Amoco Stations. Adding the card to the BPme app brings an extra discount per gallon
- Rewards on Non-Fuel Purchases: Cardholders can earn attractive cashback on non-fuel BP and Amoco purchases, groceries, and dining.
- No Annual Fee: The BP Visa Credit Card has a $0 annual fee.
- Reward Redemptions: Cardholders can redeem rewards for cash, account statement credit, gift cards from major retailers, travel experiences, and more.
- Emergency Cash and Card Replacement: Benefit from emergency cash and card replacement, including a wire cash transfer in emergencies and a replacement card shipped globally within 24 to 72 hours.
- Zero Liability: Enjoy protection against unauthorised charges on your account.
Additional Credit Card Services
- Boost your convenience by adding Authorized Users to your account.
- Elevate your available credit limit for immediate access when needed.
- Set up your PIN so that you can access cash when you need it.
- Review your yearly purchases in one place.
These features and services make the BP credit card a superior choice among co-branded gas cards due to its ability to earn competitive and flexible rewards not only within the brand but also on spending outside groceries and dining.
Visit the website https://www.card.fnbo.com/bp for a comprehensive list of rewards provided by BP.
Which bank issues BP credit cards:
The BP Credit Card is issued by the First National Bank of Omaha (FNBO).
What minimum credit score is required to apply for a BP Credit Card?
The credit score (FICO score) required for a BP Credit Card is 640 or higher indicating a fair score.
Can I use my BP Credit Card anywhere?
Yes, the BP Credit Card, typically the BPme Rewards Visa Card, can be used anywhere Visa is accepted.
Does the BP Credit Card have an expiration date?
The BP credit card or the BPme Rewards Visa card remains valid indefinitely, as long as the account is open and in good standing, ensuring no expiration date for the rewards.
Can I redeem my BP credit card rewards for BP fuel?
Yes, you can redeem your BP credit card rewards for BP fuel.
What is BPme Rewards?
BPme Rewards, in conjunction with the BPme Rewards Visa, enhances your BP experience as part of the BP loyalty program. For additional details, visit https://www.bp.com/
Eligibility Criteria for BP Credit Card include:
- Credit Score: A FICO score of 640 or higher is advised for approval, with fair credit as a minimum requirement
- Creditworthiness: Approval and credit limit are determined by the applicant’s overall creditworthiness, considering factors like income, credit history, and other financial obligations.
It is important to note that credit card approval criteria can differ and may undergo changes. Therefore, it is recommended to check the latest eligibility requirements before applying.
BP Credit Card Application
You can apply for the BP Credit Card online only. Regrettably, applying for the card over the phone or in-store is not available.
To initiate the online application process for the BP Credit Card, follow these steps:
- Visit the BPme Rewards Visa website
- Click on Apply Now.
- Fill in the application form by providing your personal and financial information
- Set up security questions.
- Review and submit your application.
After approval, download the BPme app from the Apple App Store or Google Play Store to sign up for BPme Rewards and commence earning rewards.
Steps to sign up for the BPme Rewards program:
- Download the App: Get the BPme app from the Apple App Store or Google Play Store.
- Open the App and Register: After installing the app, open it and select the “Register” option.
- Complete the Registration Form: Fill out the registration form in the app, providing necessary personal information and creating a password.
- Verify Your Email: Following registration, check your email for a message titled “Welcome to BP.” Click on the “Verify” link in the email to finalize the registration process.
Upon completing these steps, you will be successfully enrolled in the BPme Rewards program and can begin earning points on your purchases at BP and Amoco stations.
How do you check the BP Credit Card application status?
To check the BP Credit Card application status call customer service at 1- 888-295-5540
What is the typical timeframe for approval of the BP Credit Card application??
Upon applying for the BP Credit Card, you could get a decision within seconds. If not, please wait 7-10 business days for approval.
How to register/enroll in BP Credit Card for online services:
When existing BPme Rewards Members enroll for an online account, they have to use the same email address as their BPme Rewards account for an optimal customer experience.
Steps to enroll in BP Credit Card are listed below:
- Visit the BPme Rewards Visa Card page https://www.card.fnbo.com/bp
- Click on Enroll Now
- Fill in the Account information and Personal information
- Click on Continue to Set up User ID
- Now set up a User ID and Password to log in to the BP credit card account.
- Fill out all the required information and submit the form.
- Check your email to receive a confirmation about account creation.
Once you have completed the registration process and created the account, you can log in to your account using your credentials and manage your credit card.
If you have questions or need assistance, contact BP Credit Card customer service at 1-888-295-5540
BP Credit Card Customer Service
You can reach BP Credit Card Customer Service through the listed methods:
|BP Credit Card Customer Care
|Lost or Stolen BP Credit Card Report
BP Credit Card Login
Once your account is verified and created, you can log in easily through the following steps
- Visit the BP credit card website https://www.card.fnbo.com/bp
- Click on Log In
- Enter your User ID and Password
- Check the box that says Remember me if you want your browser to save your login information for future visits.
- Click on Sign In to access the account.
Once logged in, you can view your transactions, pay your bills, and access exclusive perks offered by BP.
Online login procedures can change, and following the instructions provided by BP Credit Card to ensure a secure and successful login to your credit card is essential. For any assistance, contact BP Credit Card customer service.
How to Retrieve BP Credit Card Login Forgotten Password
- First, visit the BP credit card portal at https://www.card.fnbo.com/bp
- Click on Sign In.
- Click on the Forgot password tab located under the Secure Login tab on the home page.
- On the next page, enter your user ID
- After verification, you will be asked to create a password.
- Now you can log in using your User ID and new password.
How to Retrieve BP Credit Card User ID
- Visit the BP Credit Card page on the website https://www.card.fnbo.com/bp
- Click on Sign In
- Tap on the Forgot User ID
- On the next page, enter your email ID.
- Follow the provided instructions to reset your user ID
- Now Log in using your new User ID and password.
For any assistance, you can call BP Credit Card customer service.
How long does it take to receive a replacement BP Credit Card?
You will receive your replacement card within 7-10 business days.
What should I do if my BP Credit Card is lost or misplaced?
If your card is lost, or stolen, or if you notice unauthorized charges, call at 1-800-444-6938. For your security, your account will be closed A new account number will be provided, and a replacement card(s) will be sent at no charge.
How to Activate BP Credit Card
To activate your BP Credit Card, you can use one of the options listed below:
To activate your BP Credit Card, follow these steps:
- Visit the official website of https://www.card.fnbo.com/bp
- Click on Activate Card.
- Log In using your credentials.
- Locate and click on the Activate Card option.
- Enter your card information, security code, SSN, and other necessary information,
- Review the information carefully to ensure its accuracy.
- Click on the Activate button to complete the activation process.
- Call the customer service number provided on the back of the card.
- Follow the automated prompts to input your card number.
- When connected to a customer service representative, provide the information asked and request activation for your BP Credit Card.
- Confirm your BPme Rewards Program enrollment by locating the email for password setup, allowing access to your BPme Rewards Visa account.
- Go to a BP gas station or convenience store providing BP Credit Card services.
- Visit the cashier or customer service representative to activate your BP Credit Card.
- Submit the required information, including your card details and personal information. Follow the representative’s instructions to finalize the activation process.
- After activating your card, link your BPme Rewards Visa on the app for easy fuel payments.
Upon activation, earn rewards on purchases and receive fuel discounts at BP and Amoco stations with your card.
Activating your BP Credit Card promptly upon receipt is crucial to ensure its immediate usability. If you encounter any problems during the activation process, contact BP Credit Card customer service.
After activating my BP Credit Card, how soon can I use it?
Once you have successfully activated your new card, you can use it immediately.
How to Check Status of BP Credit Card Activation?
- Visit the website https://www.card.fnbo.com/bp
- Click on the View Application Status tab.
- Fill in the details and submit the application.
How to Access BP Credit Card Statements in Online Banking?
To access the BP Credit Card Statement in Online Banking, follow these steps:
- Visit the fnbo website https://www.card.fnbo.com/bp/digital-banking.
- Click on the Log In button to access your account.
- Enter your User ID and password.
- Go to the Statements section.
- Choose the statement you want to see.
- Review the details, including your balance, transactions, and payment due date.
BP Credit Card Payment
To make a BP Credit Card payment, the available options are:
- Online Payment:
- Visit the website https://auth.securebanklogin.com/?brand=bp
- Log in to your account using credentials.
- Go to the Payments section
- Select the Pay My Bill option.
- Enter the payment amount, bank account number, and routing number.
- Click Submit to complete the payment process.
- Mail Payment:
- Prepare a check or money order.
- Write your BP account number on the payment.
- Mail the payment to the address provided on your billing statement.
- When mailing your payment, ensure it is sent 5-7 days before the due date. Include your credit card number on the payment to prevent processing delays.
- Phone Payments: You can pay your bill over the phone by calling customer care line at 1-888-295-5540
- Automatic Payments: Set up automatic payments for BP Credit Card so that payments are automatically deducted from your bank account.
- Rush Payments: To have your payment credited on the same day, pay online by 11:59 p.m. CT or call before 5 p.m. CT Monday-Friday using the number on your billing statement of credit card.
As it may take a few business days for your payment to be processed, making it before the due date is recommended to avoid any late fees or penalties.
While making payment, keep your account information up-to-date. Update the changes in your email or contact details online or by calling the number written on the back of your card.
BP Credit Card Payment using Mobile App
To make a BP Credit Card payment using the mobile app, follow these steps:
- Download the BP mobile app from the App Store for iPhone users or Google Play for Android users.
- Log in to your BP account or create a new one if you have not done so
- Navigate to the Payment section within the app.
- Choose Make a Payment and input the desired payment amount.
- Review and submit the payment
What is the processing time for a BP Credit Card payment to reflect on my account?
It usually takes 1 to 3 business days for a payment to reflect on your account after it has been processed.
Can I make a payment on my BP credit card after the due date?
Certainly, you can make a payment on your BP credit card after the due date. However, submitting a late payment may incur a late fee and potentially affect your credit score.
How can I pay my BP credit card bill later if I missed a payment?
You can pay your credit card bill later using online, phone or mail payment.
How can I check my BP Credit Card balance?
You can check your BP credit card balance online, via mobile app, or over the phone.
Automatic Payments Set up for BP Credit Card
Automatic payments ensure timely monthly minimum payments, mitigating the risk of late fees and potential harm to your credit score.
To set up automatic payments for your BP Credit Card, follow these steps:
- Log in to your BP Credit Card account at https://www.card.fnbo.com/
- Select Enroll in Autopay”
- Enter your bank account routing number and account number
- Enter the minimum payment or the amount of your choice.
- Submit the payment.
- By Phone: Call BP Credit Card customer service at 1-888-295-5540 and follow the prompts to establish automatic payments.
By configuring automatic payments through these methods, you can ensure your BP Credit Card bill is paid punctually each month, eliminating the need for manual payments.
When will my BP Credit Card automatic payments start?
Once the automatic payment is set up, the payment will be processed on the due date of your bill.
How can I change my BP Credit Card scheduled Automatic Payments?
To change your BP Credit Card scheduled automatic payments, you can follow these steps:
- Online: Log in to your BP Credit Card account at https://www.card.fnbo.com/bp or the BP mobile app and manage your automatic payments, including changing the payment amount, and payment date, or cancelling the automatic payment
- By Phone: Call BP Credit Card customer service at 1-888-295-5540 and follow the prompts to manage your automatic payments.
How to modify the amount of automatic payments for the BP Credit Card?
To modify the amount of automatic payments for your BP credit card, follow these steps:
- Sign in to your BP Credit Card account online at https://www.card.fnbo.com/bp.
- Go to the Payments or Automatic Payments section
- Search for the Edit option to change the payment amount.
- Change the payment amount, date, and other details as required.
You can also call the BP Credit Card customer service phone number and modify the amount.
Exact steps might slightly differ If you face any challenges or require additional assistance, call BP customer support for guidance.
BP Credit Card Complaints
If you have complaints or need assistance with the BP Credit Card, you can address them through the following channels:
- Customer Service: If you have an issue with your BP Credit Card, the first step is to contact BP Credit Card customer service at 1-888-295-5540 or visit the official BP Credit Card website.
- Better Business Bureau: If you have a complaint that you have been unable to resolve with BP Credit Card customer service, directly, you can file a complaint with the Better Business Bureau.
- Consumer Financial Protection Bureau (CFPB): If your complaint resolution is unsatisfactory, you can file a complaint with the Consumer Financial Protection Bureau (CFPB), a central U.S. agency dedicated to safeguarding the interests of financial services consumers.
Maintaining a civil and professional tone in your communication is crucial to foster a constructive resolution for your complaint. to foster a constructive resolution for your complaint.
Information to be provided when filing a complaint about BP Credit Card:
When submitting a complaint regarding your BP Credit Card, ensure to include the following details:
- Personal Information: Provide your full name, contact information, and account details, including the credit card number and any pertinent transaction or reference numbers.
- Nature of Complaint: Clearly articulate the nature of your complaint, whether it pertains to billing errors, unauthorized charges, customer service issues, or other concerns.
- Supporting Documentation: If available, include supporting documentation such as billing statements, correspondence with the credit card issuer, or any relevant evidence.
- Desired Resolution: Clearly express the resolution you seek for your complaint, whether it involves a refund, correction of billing errors, or any other specific outcome.
- Contact Information: Ensure the provision of accurate contact information to facilitate communication from the credit card issuer in addressing the complaint.
When expressing a complaint, it is important to provide specific and detailed information to ensure effective resolution of your concerns.
BP Mobile App
The BP Mobile App, or BPme, is a mobile application enabling users to pay for fuel, earn rewards, make payments, and manage their BP Rewards account. It is compatible with both iOS and Android devices, ensuring a seamless experience for users.
Features and Benefits of BP Mobile App for credit card
- Account Management: Users can effortlessly check their account balance, access statements and transaction history, and conveniently pay their credit card bills within the app.
- Free of Charge: The app is available to users at no cost, although mobile carrier’s message and data rates may apply.
- Secure Contactless Payment: Users can utilize the app for secure contactless payments at participating BP and Amoco gas stations.
- Security and Simplicity: Prioritizing both security and user-friendly experience, the app employs the same security measures as online account access and presents a simple, easy-to-navigate interface.
- Customer Support: Utilize the app to conveniently access customer support and address any issues or concerns regarding your BP Credit Card account.
- Account Alerts: Users can configure email alerts within the app to stay informed about their account activity and upcoming payments.
Overall, the BP Mobile App for credit cards provides a convenient and user-friendly platform for effectively managing your BP Credit Card account and accessing various features.
How to download the BP Mobile App?
To download and install the BP Mobile App, follow these steps:
- Open the Google Play Store on your Android device.
- Search for BPme Rewards Visa or BPme Rewards Visa Credit Card.
- Download and install the app on your device.
- Open the App Store on your iPhone or iPad.
- Search for BPme or BP & Amoco Gas Rewards.
- Download and install the app on your device.