KAY Jewelers Credit Card (Application to Gift Card)

If you want to avail the uses of KAY Jewelers Credit Card but you don’t have it. Here get a complete guide on KAY Jewelers for how to apply it through online, create a online account and how to login followed by bill payments too.

KAY Jewelers Credit Card

This is best policy lunched from KAY jewelers. It is one type of the credit card, but it not really a credit card. Really it is a type of sales card for KAY jewelry customers and not applicable for any other jewelry’s shopping mall.

This card only used in KAY jewelers or in online shopping which is provided from KAY jewelers in Kay.com.

How to Create KAY Credit Card Account

This is a first step for Kay jewelers credit card. after knowing about this credit card, you want to take that card. But this deals with some steps and process in a certain manner. In this process creating an account is primary process.

KAY Jewelers Credit Card
KAY Jewelers Credit Card

I should explain the complete process in detailed manner with simple steps. So, go through these steps without delay.

  1. Visit the kay.com website
  2. On top of the left corner there is a menu option with three horizontal lines design
  3. Click on that symbol
  4. Tap on the create an account option
  5. Scroll down and provide required your personal details with neat observation
  6. Set a new password for your account
  7. Once again enter that password for confirm password
  8. There is some terms and conditions read them, tap on I will agree option
  9. Finally click on create account after entering the required details
  10. Your account creation is successfully completed

After follow these steps, you will create an account in kay jewelry for that credit card in simple process.

Also Read: WAWA Credit Card

How to Apply for KAY Jewelers Credit Card

This is another process to require for getting a kay jewelers credit card. You can apply through online is the best and simple manner without any quarries. In this article I will explain complete process with detailed manner in step by step.

This process deals with in three steps, in the given below I will explain that three steps.

Step 1 personal details

  1. Visit the official website kay.com
  2. On the top of the left corner there is a menu option with three straight lines symbol
  3. Tap on it, scroll down until you find apply now option and tap on it
  4. Enter the required information in orderly with neat observation
  5. Set a social security number with 9 digits
  6. Click on continue option
  7. You are successfully completed first step out of three steps

Step2 financial and commercial information

  1. Remember that this step only deals with your
  2. After continue you will go through next step
  3. Provide the required information like date of birth, income
  4. Enter the contact information like phone number
  5. Tap on continue button
  6. You are successfully completed your second step in apply of kay jewelers credit card

Step 3 agree the terms and conditions

In this step you will agree that terms and conditions given from kay jewelries credit card.

  1. After that click on continue in second step you will enter in third step
  2. Choose tick mark on I agree (after that read the terms and conditions)
  3. Click on submit application

By using these three steps you can apply your credit card through online in easy way.

Note: The terms and conditions from this card deal in between kay credit card user and issuer. Normally, usual terms and conditions like

  • Annual percentage – for kay card users the company impose an annual percentage rate approximately 5%-24.99% on purchases at the time of not paid in 25 days after purchasing any item.
  • Interest rate– this is completely depending on your daily credit terms.
  • Fees– this one also completely depends on your paying method, if you delay the fees then there is a penalty for late payment.

These are the basic terms and conditions from kay jewelers, you can take some awareness about these before applying that kay jewelers credit card.

KAY Jewelers Credit Card Login

After knowing about create an account in kay jewelers credit card, you have also some interests to maintain credit card. But all are not awareness about the further process like login. So, in this article I will explain about that login process.

You should follow the given steps, by step by step as mention below. So go head on the given below steps.

  1. You go through kay.com website
  2. In left side corner there is a menu option with symbol three parallel lines
  3. Tap on that three-line symbol
  4. Click on the sign in option
  5. Enter the User ID and Password
  6. Tap on sign in option
  7. You are successfully sign in kay jewelers.

This is the complete process for kay jewelers credit card login.

  • Please remember you are sign in only in your personal device.
  • Don’t sign out the account, if you can sign out that your session will be ended from your device and account.

KAY Jewelers Credit Card Payment

After applying the kay credit card, you will buy some items from kay jewelers. then you want to pay bill from your kay credit card but you don’t know that process. For those people go through this article avoid that all problems.

In this give below I will explain complete process for making payment in different ways in simple process. Go head on this for knowing brief information.

The kay jeweler’s payment done in three possible ways. They are:

  • Through online
  • By mail
  • Through making phone call

How to Pay Kay Jewellers Credit Card Online

Payment Through online is common process for any credit card same process is also applicable for credit card produced from kay jewelers.

In the given below I explained detail process for online payment through kay jewelers credit card in step by step with detail.

  1. Visit the kay jeweler’s community bank website
  2. Provide the details for login
  3. In this page select on the payment method
  4. provide the required details for making the payment
  5. Enter the amount to pay
  6. Click on proceed to pay, then your process will be complete.

In this way you are pay your kay jewelers bill through online, it is simple process if you are following these steps carefully.

By mail

This is another process to pay kay jewelers credit card through mail. It is the easy and comfortable method for all without any risk. If you want to pay for kay jewelers through mail, you will follow these steps.

  1. Find your kay jewelers account number
  2. Discover self-addressed cover with a stamp
  3. Write your kay jewelers account number on the front that cover
  4. Add your amount you wish to pay in the form of check or box offline cash
  5. Seal the cover and mail it to kay jewelers, PO 740425, Cincinnati, OH 45274 0425
  6. You will receive a conformation receipt from kay jewelers your payment has been procced.

In this way you will pay the kay jewelers credit card through mail.

Note: please cross check the bank details and amount before seal and mail.

KAY Jewelers Credit Card payment phone number

It is another process for making payment to kay jewelers from your device and it is easy process compared to all payment method. If you want to pay through by making phone call, you can just follow the given steps.

  1. Call to the -1800-527-8029.
  2. Provide your required details like account number and zip code when they ask
  3. Select the make a payment option
  4. Provide the amount you wish to pay and conform it
  5. You will receive a confirmation number when your payment in processed method
  6. You are successfully paid your kay jewelers credit card by phone

If you follow these steps, you can pay your kay jewelers credit card bill through phone, without taking any risk.

How to avoid Kay Jewelers extra fees

There are some tips for you avoid the late fees and extra fees. they are given below with in simple manner.

  1. You will pay your bill on time
  2. If you don’t have total money then even you will pay the minimum amount.
  3. Some times you are not in home at that time, you call to the customer care number and explain your problem. They will give alternative options for making payment like online, mail, make a phone.
  4. Kay jeweler’s customer care number- 1800-527-8029
  5. If you have any quarries while making payment you will call to the above customer care number and solve those queries.

How to Find my account number on KAY Jewelers Credit Card

Account number is very important to for all to access account and carry out transactions. If you don’t know to find your account number you must be follow the given below steps.

  • If you received your card by physically, then the account number is printed on front of that credit card. Account number usually contains with 16 digits. It is used for identifying your account.
  • In case of that you will register for online account access for your kay jewelers credit card. Then you can log into your account on kay.com website. After login your account number should be displaced on your account profile.
  • Note: if you have any problem in finding your account number, then you surely make a phone call to the kay jewelers customer care.

Benefits of KAY Jewelers Credit Card

Yes, there is lot benefits from kay jewelers credit card. Those are given below:

  • There are no annual fees
  • It has lower annual percentage rate compared to many stores
  • Its annual percentage rate of 17%
  • There is a special offer and more discounts at first time shopping
  • There is an online shopping and online payment method without going to nearby stores
  • You can enjoy special financing offers on purchase $300, it is also help in some bad financing stage

These are some benefits for kay jeweler credit card holders from kay jewelers.

Kay Jewelers Gift Card Balance Check

Yes, there is mainly 3 possible ways for check you gift card balance in kay jewelers. They are detailly explained in given below:

In offline go through stores

Through offline there is common possibility for all, it is very simple method. There are no any confusions for, when you can follow the given steps.

  1. Visit the kay jewelers shopping mall nearby you
  2. Ask to the store manager to check your gift card balance
  3. Provide required details what they ask
  4. After that, they can check your gift card balance as per your details
  5. They can tell to you about your gift card balance.
  6. In this way you can check your kay jewelers gift card balance through going to stores.

Through online

It is another process to check your kay jewelers gift card balance at anytime and anywhere as per your requirement. I can explain below total process in detailed manner.

  1. Open the kay jeweler’s website
  2. Find the kay jewelers gift card balance check option, tap on it
  3. Enter required details like your gift card number and PIN for allow to check the balance
  4. After this allowance they can provide the gift card balance
  5. In this way you can able to check to your gift card balance through online.

Through customer service

It is another process done by make a phone call to customer care services. It is done by without taking any risk. If you want to do like this method, then you will follow the given steps.

  • You make a phone call to the kay jewelers customer care number by using this number 1800-527-8029.
  • Provide them your gift card number and pin for allow
  • After that, they can ask some questions for verifying process, then they will tell to the gift card balance over the phone
  • In this way you can able to checking your kay jewelers credit card balance through over the phone.