Belk Credit Card Login, Payment, Phone Number and Mobile App

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Different options for new services of Belk credit card login, payment, customer service phone number and mobile app are available on live, Find the detailed guide for each process.

Belk, established in 1888, is a prominent department store chain rooted in the United States, particularly in the southeastern region.

Renowned for its diverse product range, Belk stores and Belk.com feature clothing, shoes, accessories, beauty products, and home goods.

Belk maintains a robust online and social media footprint, providing exclusive promotions, fashion insights, sales alerts, and coupons through email or mobile phone text messages.

With a presence in multiple states, the company has solidified its reputation as a well-established brand in the retail industry.

Belk Credit Card

Belk Credit Card

Belk provides two credit card options

  • Belks Rewards+ Credit card: The Belk Rewards+ credit card often called a Store Card is a closed-loop card, exclusively usable for purchases within Belk stores, salons, and on Belk.com.
  • Belk Rewards+ Mastercard: The Belk Rewards+ Mastercard is an open-loop credit card, enabling usage wherever Mastercards are accepted.

While both cards provide identical in-store earnings and benefits, the Belk Rewards+ Mastercard extends rewards to eligible purchases made outside of Belk.

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The Belks Rewards+ Credit Card and Mastercard offer several features and benefits such as:

  1. Earn 1 reward point per dollar spent at Belk stores and https://www.belk.com/
  2. Redeem points for Belk Reward Dollars (BRDs) toward future purchases.
  3. Enjoy a 20% sign-up bonus on the first card purchase.
  4. Get 1,000 bonus BRDs for purchasing on the account opening day.
  5. Receive Birthday Rewards in Bonus i.e., Belk Reward Dollars annually.
  6. Belk Rewards+ cardholders earn enhanced rewards on Belk purchases.
  7. No brand restrictions when using Belk Reward Dollars.
  8. BRDs are issued in $5 increments and viewable in the Belk App, belk.com, at the point of sale, or on statements.

Note: The Mastercard has a variable APR approaching 30%, making it less suitable for infrequent shoppers or those carrying a balance. The Belk Rewards+ Mastercard charges a 3% foreign transaction fee.

Tiers of Belk Rewards+ Credit Card Program

Belk presents a tiered rewards system tailored for its credit cardholders, determined by their expenditure using Belk credit cards. The tiers include:

Belk Rewards+ Insider Cardholders

  • Qualify by spending up to $300 in a calendar year at Belk
  • Earn 4 points for every $1 spent at Belk.
  • receive free shipping twice a year.

Belks Rewards+ Premier Cardholders

  • Qualify by spending $300 to $1000 in a calendar year at Belk
  • Earn 5 points for every $1 spent at Belk.
  • receive free shipping 4 times a year.
  • Enjoy benefits from the base tier.

Belk Rewards+ Elite Cardholders

  • Qualify by spending $1,000 or more in a calendar year.
  • Earn 7 points for every $1 spent at Belk.
  • receive free shipping on every purchase
  • Acquire benefits from the base and Premier tiers
  • These tiered structures empower cardholders to accumulate points at an accelerated pace, unlocking supplementary perks and advantages aligned with their spending habits.

In the case of the Belk Rewards+ Mastercard, Insider, Premier, and Elite cardholders accumulate 2 points for every dollar spent on gas and grocery purchases made at Belk, and earn 1 point per dollar on purchases made elsewhere.

Which bank issues the Belk Rewards+ Credit Card and Mastercard?

Synchrony Bank issues the Belk Rewards+ Credit Card and Mastercard.

What credit score is needed for Belk Rewards+ Card and Mastercard?

  • For the Belk Rewards+ Credit Card, a Fair – Good credit score is needed.
  • For Belk Rewards+ Mastercard, a Good – Excellent Credit score is needed.

Do my points have an expiration date?

All Belk Rewards+ Points will expire if there are no qualifying purchases on the account for twelve consecutive months.

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How to Apply Belk Rewards+ Card Online

To apply for a Belk Rewards+ Credit card you need to See if you prequalify for a Belk Card.

A credit score of 700 or higher is typically necessary for Belk Credit Card approval.

To apply for a Belk Rewards+ Credit Card/ Mastercard, you can follow these steps:

You can apply for a Belk Rewards+ Credit Card either Online or In-store. Here is how:

Online:

  1. Go to the Belk website at https://www.belk.com/
  2. Scroll to the bottom of the page search Belk Rewards+ Credit Card and click on Apply Now or visit the Belk credit card website https://www.belkcredit.com/
  3. Before applying, you can check if you prequalify for the Belk cards.
  4. If you prequalify or decide to proceed with the application, provide personal information.
  5. Follow the prompts and enter the financial details as requested.
  6. Review the terms and conditions then submit your application online by Clicking on Continue.

Upon approval of your application, the Belk Rewards+ Credit Card or Master Card will be sent to you by mail. Cardholders can manage their Belk cards by logging into their account on the Belk website.

In-Store:

Another option is to apply for the Belk Rewards+ Credit card/ Mastercard in person at a Belk store. Visit your nearest Belk location and seek assistance from a customer service representative to guide you through the application process.

Regardless of the application method you choose, Synchrony Bank, the issuer of Belk credit cards, will review your application and credit history to determine your eligibility.

If you are not prequalified or prefer to apply directly, you can fill out the online application form on the Belk website. You need to provide personal and financial information.

The steps and details of the application process may have slight variations, so it is advisable to check the official Belk website for the latest and most accurate information.

How to Check Your Belk Credit Card Application Status?

Call (855) 752-8046 to check your Belk Credit Card application status.

For the Belk Store Card, call (800) 669-6550.

How long does it take to get a Belk Rewards+ Mastercard?

It takes 7-10 business days to get Belk Rewards+ Mastercard after being approved. On the other hand, if you need a replacement card because the original card was lost, stolen or damaged, it will take 3-7 business days.

How to report a stolen Belk Rewards+ credit card/Mastercard?

  • Contact Belk Customer Service at (980) 447-5442 during their operating hours:
  • Notify your credit card company about the theft by calling Belk Rewards+ Card customer service at 1-800-669-6550.
  • If reporting after hours, follow the automated telephone prompt for reporting lost or stolen Belk Rewards+ Cards.

How to activate Belk Rewards+ Credit Card

Once you get your Belk Rewards+ Credit card, activate it by following the below steps:

  • Visit the website https://belk.syf.com/activate/load?clientId=belk&langId=en.
  • Enter the Card number, Security Code and last four digits of SSN.
  • Click on Activate My Card.

How to Register and Create an Account for Belk Rewards+ Credit card and Mastercard?

Creating an account enhances your experience with Belk credit cards, offering efficient tools for financial management and enjoying rewards and benefits.

After activating your card, you can create an online account by visiting the Belk website and following the instructions provided.

  1. Visit the website https://www.belkcredit.com/
  2. Click on Register.
  3. Enter the Account Number and Zip Code.
  4. Click on Continue.
  5. Fill out the required information, including your credit card number, personal details, and contact information.
  6. Choose a user ID and password that you will use to log in to your Belk credit card account.
  7. Once you have filled out all the required information and created your user ID and password, submit the form.
  8. Check your email to receive a confirmation or notification that your account has been created.

After successful registration, you can access your account online, view your statements, pay your bills, and more.

Note: your Belk Credit User ID and Password may differ from your belk.com Email and Password.

Remember to check the official Belk website for the most up-to-date information and any specific instructions for registering for a new Belk card.

How to Log In to Belk Credit Card Account Online

Belk login: To log in to your Belk credit card login account online, you will need your user ID and password. Follow these steps to access your account:

  1. Go to https://www.belkcredit.com/login/,you will be redirected to the Synchrony Bank login page
  2. Enter your user ID and password in the fields provided. Your user ID may differ from your belk.com user ID.
  3. Check the box that says Remember User ID if you want your browser to save your login information for future visits.
  4. Click on Secure Belk Login to access your account.

Once logged in, you will be able to view your transactions, pay your bills, and access exclusive perks offered by Belk.

How to Reset Belk Card Forgotten Password

  1. First, visit Belk’s official credit card customer portal at https://www.belkcredit.com/login/.
  2. Click on the Forgot password tab located under the Secure Login tab on the home page.
  3. On the next page, enter your user ID and zip code and continue.
  4. After verification, you will be asked to create a password.
  5. Now you can log in using your User ID and new password.

How to Retrieve Belk Credit Card User ID

  1. Visit Belk’s official credit card customer portal at https://www.belkcredit.com/login/.
  2. Click on the Forgot User ID located under the Secure Login tab on the home page.
  3. On the next page, enter the account number and zip code and continue.
  4. After verification, you will be prompted to create a User ID for your Belk account.

Belk Credit Card Payment

To make a payment for your Belk Credit Card, a few options are available which are listed below:

Online Payment

Making an online payment with a Belk Rewards+ Credit Card/Mastercard is a straightforward process:

  1. Visit the official website https://www.belkcredit.com/login/.
  2. Enter your credentials: User ID and Password.
  3. Click the Secure Login button.
  4. Once logged in, navigate to the bill payment section.
  5. Follow the provided instructions to complete the payment.

Mail Payment

To make a payment to Belk or settle the amount due:

  1. Write a check or money order payable to BELK.
  2. Include your Belk Card account information on the check or money order to facilitate payment processing.
  3. Place the completed check or money order in an envelope.
  4. Mail it to the designated address provided on your billing statement or refer to the official Belk website for the correct mailing address.

Ensuring accurate account details and timely submission is essential to facilitate smooth payment processing.

Phone Payment

To complete your payment via phone, follow these simple steps:

  1. Dial 800-669-6550 to reach the automated system.
  2. Enter your Belk credit card information when prompted.
  3. Follow the instructions provided by the system to complete the payment process.

By making a call and following these instructions, your payment will be successfully processed.

App Payment

For added convenience, Belk offers a dedicated app for payments, available on iOS and Android devices. To make a payment through the Belk Payments app, follow these steps:

  1. Install the Belk app on your mobile device.
  2. Open the app and log in to access your account.
  3. Enter your credentials to proceed.
  4. Once logged in, navigate to the Payment section.
  5. Select the Pay option.
  6. Follow the provided instructions to complete the payment process.

To obtain the latest and accurate information, make sure to verify details on the official Belk website or reach out to their customer service.

Belk Credit Card Customer Service Number

To file a complaint regarding the Belk Rewards+ credit card and Mastercard, customers can contact Belk customer service by phone or by filling out a form on the Belk website. Here are the contact details:

For general customer service inquiries, customers can call 1-866-235-5443. Customer service representatives are available Monday to Saturday from 9 AM to 9 PM ET.

For specific inquiries related to the Belk Rewards+ Credit Card and Mastercard, customers can contact Belk at 1-980-447-5442, available from Monday to Friday from 9 AM to 6 PM ET, and Saturday and Sunday from 10 AM to 6 PM ET

Customers can also visit the Belk website to access frequently asked questions, self-service pages, and a contact form to send a message to customer service.

Belk Mobile App

The Belk Mobile App – your on-the-move ally for effortless, fashionable, and intelligent shopping has enhanced your shopping journey. Loaded with functionalities crafted to simplify your life, this application places the entire Belk experience within easy reach.

You can enjoy immediate access to exclusive deals and personalized offers, coupled with hassle-free account management.

Here are the key features of the Belk Mobile App

  1. Access exclusive deals and personalized offers effortlessly.
  2. Manage your Belk Rewards+ credit card with ease.
  3. Explore diverse fits, sizes, and styles in clothing, shoes, handbags, and accessories.
  4. Shop for designer fashion, cosmetics, fragrances, watches, and accessories from top brands.
  5. Save favorites, receive push notifications for deals, and enjoy seamless checkout.
  6. Arrange free store pickup, earn Belk reward dollars, and manage registries effortlessly.
  7. Experience quick checkout, contactless curbside pickup, and convenient in-store product scanning.

Customers can download the Belk mobile app from the Apple App Store or Google Play Store to enjoy these features and stay connected with Belk

Which payment methods Belk Mobile app support?

The Belk mobile app supports various payment methods, including Belk Rewards+, Apple Pay, PayPal, and Afterpay.

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