It serves as a straightforward choice to build credit responsibly and Avant Credit Card is issued by WebBank, Member FDIC, and managed by Avant.
Avant is a financial technology company that provides personal loans and credit card services. The Avant Credit Card is an unsecured option tailored for individuals with fair or average credit scores or limited credit history.
Avant Credit Card
Given below are the key attributes associated with the Avant Credit Card:
- Credit Limit: Avant Credit Card offers limits between $300 and $3,000, based on credit history, income, and existing debts.
- Easy Application: Just fill out our simple application and you will get a decision in minutes.
- No Hidden Fees: There are no hidden fees, zero over-limit fees, no required security deposit, and $0 fraud liability.
- Cash Advances: The Card allows cash advances up to 25% of the credit limit with an additional fee.
- Credit Score Monitoring: The card reports to all three major credit bureaus, aiding credit score improvement with responsible use.
- Automatic Credit Limit Increases: Responsible usage may trigger automatic credit limit reviews by Avant.
- No Penalty APR: The credit card does not have a penalty APR.
- Mobile App: Access the Avant Mobile app for credit card account management, payments, and transaction monitoring.
Potential users should be aware of certain aspects associated with the Avant credit card, and these include:
- An annual fee of up to $59.
- No rewards for spending.
- High APR that necessitates careful balance management.
- Limited ongoing benefits.
- Card does not allow balance transfers
Prospective users with fair, poor, or limited credit should thoroughly assess these aspects before determining if the Avant credit card suits their requirements.
Carefully review the terms and conditions associated with any credit card before applying, as they can impact your overall financial situation.
Can I use my Avant Credit Card anywhere?
Yes, the Avant Credit Card, being a Mastercard, is widely accepted globally, and it does not impose foreign transaction fees.
Is Avant Credit Card a real credit card?
Yes, it is a real unsecured credit card designed for people with fair or average credit scores or limited credit history.
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Eligibility Criteria for Avant Credit Card
If you are interested in applying for an Avant Credit Card, it is important to know the eligibility requirements. To apply, you must meet the following criteria:
- Minimum age requirement of 18 years.
- Valid physical address within the United States (excluding P.O. boxes).
- Proof of sufficient income to meet the monthly minimum payment.
- Possession of a valid Social Security number.
- Maintenance of a fair or better credit score.
Checking your eligibility for the Avant Credit Card will not affect your credit score. If you meet the eligibility requirements, you can apply online. The application process is fast and easy.
What is the maximum age to apply for an Avant credit card?
No, there is no specified maximum age requirement for applying for an Avant Credit Card.
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How to Apply Avant Credit Card
You can apply for an Avant Credit Card online after pre-qualification; no phone or mail applications are available. If pre-qualified, submitting an application results in a credit check, affecting your score slightly.
To apply for an Avant Credit Card, follow the listed steps:
- Visit the website https://www.avant.com/credit-card/.
- Click on See if you Qualify.
- Complete the pre-qualification form by entering your details and setting up an online account.
- Check your pre-qualification status for the card.
- If pre-qualified, move forward with the full online application process.
Avant Card application decisions typically take seconds but may be delayed if additional information verification is needed. If your application is approved, you will receive your Avant Credit Card in the mail.
To avail of a mail offer, click https://www.avant.com/content/myavantcard/.
To be eligible for the Avant credit card, a minimum requirement is having at least fair credit.
How to check the application status?
To check your Avant Card application status, call (855) 752-7012 or log in to your online account created during the application process.
What is the typical processing time for receiving the Avant Credit Card?
The Avant CC is typically delivered within 7-12 business days from the time of application submission to its arrival in the mail.
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How to Create Avant Credit Card Account
If you have not created an online credit card account, you can create it by following the listed steps:
- Visit Anant website https://www.avant.com/credit-card/
- Click on the tab See if you Qualify.
- Fill out the personal details.
- Enter your email id and password to create an account.
- Complete and submit the pre-qualification form.
If you are qualified for the card, you can access your account by logging in to the Avant website avant.com/credit-card/ or mobile app using your email id and password.
Avant Credit Card Login
Once your account is verified and created, you can log in easily through the following steps:
- Visit Anant’s website https://www.avant.com/
- Click on Log In located in the top right corner.
- Enter your email ID and Password.
- Click on Log In to access the account.
Once you have logged in, you can make payments, view your account balance, and manage your account settings
Online login procedures can change, and it is essential to follow the instructions provided by Avant to ensure a secure and successful login to your credit card. For any assistance, contact Avant customer service.
How to Reset Password in Avant Credit Card
To reset your password for the Avant Credit Card follow these steps:
- Visit Avant’s website https://www.avant.com/.
- Click on Log In.
- Tap on Forgot Password.
- Enter the email address you used for account creation and click on Send Email.
- Click on the link provided in the email.
- Enter the new password and confirm.
- Now Log In using your Email and new password.
For any assistance, you can call Avant customer service.
How to Activate Avant Credit Card
Activating your card promptly upon receipt is crucial to ensure its immediate usability.
You can activate your new AvantCard in three different ways:
- Activate Online at https://www.avant.com/public/activate
- Visit the webpage.
- Enter the email address associated with your account.
- Provide the last four digits of your SSN and Avant Credit Card.
- Tap on Activate Card. Once these steps are completed, your Avant Card will be activated and ready for use.
- Activate Avant credit card by visiting https://www.avant.com/
- Sign in with your email and password.
- Entering the last 4 digits of your Avant Card and SSN. Your card is now ready for purchases and payments.
- AvantCard activation over the phone:
- Contact Avant Customer Service at 1-855-752-7011 to activate your Avant Credit Card.
Avant Credit Card Payment
To make a payment on an Avant CC, there are a few different options available:
Online Payments:
- Access Avant CC payments through login. https://www.avant.com/
- Use login credentials for online account access and to make payments.
AutoPay Service or Automated Clearing House (ACH):
- To enroll in AutoPay, customers can log in to https://www.avant.com/credit-card/
- Access AutoPay through the Payments tab.
- The amount is debited electronically on your due dates from the provided bank account information.
AutoPay requires sufficient funds for each instalment on the specified date.
Paper Check Payments:
For mailed Avant Card payments, send a check or money order with your full name (as on the statement) and the last 4 digits of your card number included.
Payments must be received by 5 pm Central time for same-day credit. Payments are initially in pending status for overnight processing. Initiating payments before 5:00 pm CT credits the payment on that day.
Is it possible to select or modify my AvantCard minimum payment due date?
Currently, AvantCard does not permit customers to alter their payment due date.
What is the processing time for a credit card payment to reflect on my account?
Credit card payments made online or by phone typically take 1 to 3 business days to post, while payments sent by mail may take a few days longer.
Avant Credit Card Customer Service
If you have complaints or need assistance with the Avant Credit Card, you can get in touch with Avant’s customer service. Some available options are:
- Phone: Call Avant’s customer service team at 855-752-7012
- Email: You can email Avant’s customer service team at creditcards@avant.com
- Better Business Bureau: If you have a complaint that you have been unable to resolve with Avant directly, you can file a complaint with the Better Business Bureau
- Complaints Board: You can also seek help with Avant issues from the Complaints Board, which offers free resolution services.
- Written Correspondence: If you prefer written communication, you may find a mailing address for customer service on the back of your credit card or Avant’s official website.
When contacting customer service, have details ready, such as your account information and the issue.
Keep records of your communication, including dates, times, and representative names. If issues persist, consider filing a complaint with financial regulatory authorities. This documentation is valuable for escalation or referencing your efforts to resolve the complaint.
What should I do if my credit card is lost or misplaced?
Call the Avant’s customer service team at 855-752-7012. Inquire about freezing or locking your card to prevent unauthorized transactions.
What should I do to raise my credit limit?
You can raise your AvantCard credit limit through periodic account reviews or by requesting an increase anytime via the self-service dashboard ( https://www.avant.com/ ), the Avant mobile app, or by contacting Avant customer service.
Avant Mobile App
The Avant Mobile App is a personal finance management tool, that enables users to oversee their Avant loans and credit cards.
It is accessible on iOS and Android devices, and users can download it at no cost from the App Store or Google Play Store.
To utilize the app, an active Avant loan or credit card account is necessary.
What functionalities does the Avant Mobile App offer?
The mobile app offers a convenient way to manage your Avant loans.
You can view upcoming payments, check your payment history, adjust upcoming payments, make extra payments, and receive push notifications for account alerts.
