Get exclusive benefits of Bank of America Business Credit Card that mainly beneficial for your business. Learn how to apply for business card, sign up and login process, simple guide to card activation through online, customer care support information followed by it’s advantages.
Bank of America business credit card issued by Bank of America, One of most successful issuers of business credit card in United States. This card is mainly designed for various ranges of business merchants from small to large scale.
Few reasons to consider why we should take this credit cards:
- Rewards: Bank of America provides many offers on different types of credit cards. We can apply various types of credit card according to our requirements.
- Credit score: By using Bank of America Business Card responsibly we can improve our civil score or credit score which helps in applying for loans, Other future financing expenses.
- Reputation: Bank of America business credit card is highly famed credit cards where most of companies accept usage.
Bank of America business credit card offers zero annual fee and also there is no foreign transaction fees on every payment you made international. This credit cards offers bonus cash and cashback on few payments.
Types of Bank of America Business credit card
There are many types of credit card which are provided by bank of America most famous among them are:
Bank of America customized cash rewards credit card
These cards come with $200 online cash reward bonus and 3% additional cashback on category you have selected.
This card has no annual fees and also comes with extraordinary feature Tap and Pay. It has special discounts like at EV charging stations, online stores, dining, traveling, medical stores and many more.
Bank of America unlimited cash rewards credit card
These credit card provides Tap and pay and also come with zero annual fee. we get unlimited cashback on all purchases up to 1.5%.
There is no expire date for rewards offered with these cards. Special members or preferred reward members can get cash backs on every successful purchases up to 25% – 75%.
BankAmericard
Features this card provide are no annual fees, Tap and Pay, no penalty APR for 18 cycles for purchases and easily access your FIFO score for free through these cards.
Bank of America Travel rewards credit card
This card are very useful travelers who travels frequently on business or personal reasons outside the countries because they come with zero foreign transaction fees. You can earn unlimited 1.5 points for every $1 you spent on every purchases. This card will not charge any annual fees. This card comes with 25,000 bonus points offer a worth of $250.
Bank of America premium reward credit cards
This card comes with 60,000 bonus points which have value of nearly $600 value, charges where less of $95 annually and there are no charges for foreign transactions. These premium credit cards have Tap and pay option which helps in contactless transactions.
You can earn unlimited 2 points for every $1 you spent on dining and travel purchases. Special members or preferred reward members can get cash backs on every successful purchases up to 25% – 75%, which means you earn 2.5-3.5 points on travel and dining purchases and up to 1.87-2.62 points on other purchases.
Bank of America premium rewards Elite credit cards
This Elite credit card a worth of $750 bonus points, and there are no charges for foreign transactions comes with Tap and Pay feature. You can earn unlimited 2 points for every $1 you spent on dining and travel purchases and can earn 1.5 points for every dollar you spent on all other purchases.
Special members or preferred reward members can get cash backs on every successful purchases up to 25% – 75%, which means you earn 2.5-3.5 points on travel and dining purchases and up to 1.87-2.62 points on other purchases on every $1.
How to Apply for Bank of America Business Credit Card
Applying for a new credit card is a very easy process now a days. We can apply credit card through official bank of America online website and mobile app. To do this, follow the simple steps given below:
Through online website
- Visit official site of Bank of America website using this link bankofamerica.com
- Click on credit card section
- Open shop all credit cards option by clicking on it
- There you can find various types of credit cards by scrolling down little
- Select any credit card based on your requirements.
- Click on apply now.
- Fill all the required details and review the details again before proceeding further
- Click on save and continue and follow the on-screen instructions for applying credit card.
Through mobile
- Download and Open bank of America official app
- Click on login button
- Tap on credit card image with $200 bonus offer.
- Enter the all required details, check again before going for further steps and read terms and conditions carefully.
- Click save and continue.
- Follow the on-screen instructions until you applied your selected credit card successfully.
What basic requirements for applying Bank of America business credit card?
Things that should must satisfy for applying these credit cards are to be US resident or contact with some US address and Have a satisfied credit score or civil score. You should have business in US.
How to Track Application Status of BOA Credit Card
After successfully applying of credit card, you can track your credit card application by following these steps through mobile app :
Through online website
- Go through the official website of Bank of America using link bankofamerica.com
- Click on credit card section.
- Select manage your credit card account option
- Scroll till the webpage reaches bottom of page
- Click on check application status under the credit card section.
- Enter the details like your Last name, Date of Birth, Last four digits of Social Security number and ZIP Code
- Click on submit button and check your application status.
Bank of America Business credit card Activation
After applying and receiving credit card successfully, you have to activate the credit card for using its services. Activation of a credit card is a simple process where it can be done through online website and mobile app.
Follow these steps for activating credit card through online website:
- Open official website of Bank of America business credit card
- Tap on credit card section.
- Click on manage credit card account link.
- You can find activate your credit card, tap on it.
- Tap on sign in to online banking.
- Enter your online banking credentials and click on log in button.
- Follow the on-screen instructions until credit card successful activation.
Bank of America Customer Care
Bank of America provides such an amazing services that provides their representatives for solving issues every day. You can contact their customer care representative through mailing them or by call.
So follow the information provided below to solve your query quickly by contacting on correct number.
Through Mailing
| Service Category | Mailing Address |
| Credit card payments | Bank of America PO Box 15019 Wilmington, DE 19886-5019 |
| Application status inquiries | Bank of America PO Box 2493 Norfolk, VA 23501-2493 |
| Express overnight service | Payment Services 900 Samoset Drive DE5-023-03-02 Newark, DE 19713-6000 |
| Credit card billing inquiries | Bank of America PO Box 982234 El Paso, TX 79998-2234 |
| Questions about card types | Bank of America PO Box 53132 Phoenix, AZ 85027-3132 |
Through Phone Call
| Service | Phone number |
| Credit card customer service (Also for lost or stolen card) | 8007329194 1.757.677.4701(for international calls) |
| Credit card activation | 8002769939 |
| Credit card billing inquiries | 8662660212 |
- You can contact their representatives for your queries by Calling on 8444018500
- Bank of America representatives’ available timings:
- Mon – Fri 8 am – 11 pm ET
- Sat-Sun 8 am – 8 pm ET
- Automated support will be 24/7
Advantages of Bank of America Business credit cards
There are many advantages to consider these credit cards they are:
Tap and Pay: we can easily make purchases or money transfers with credit card without contact. We can simply say contactless card which help in secure transactions in location.
Zero liability Guarantee: It’s a great policy that cardholder is not responsible for fraudulent transactions.
Online and Mobile Banking: Can have a easy access to bank account statement, alerts for money transactions and can also use for many online services like booking things, rental payments.
My Rewards: Gets many deals and benefits throughout the year.
Travel cashback: These cards offer many travel benefits like travel insurance, baggage insurance and car rental insurances.
Business expenses: By using these credit cards we can easily make expenses statements/ easy to prepare business reports.
Bonus rewards: Can make profits from Bank of America for eligible purchases up to 75% on verified business amount with bank.
Saving accounts: We can get high interest rate on saved money in this bank of America which is highly profitable.
Offer and discounts: This bank credit card provides various discounts and offers with bank of America partners.
How can I know benefits of my Bank of America business credit card?
There are many benefits of Bank of America business credit card you can know them by reading from guides/ manuals that were given in credit card delivery time or you can also know them by calling customer care number contact by calling on 800.592.4089 (outside united states, call 804.673.1468) and ask them.
What are the annual charges? How much will be charged annually for bank of America credit card?
Annual charges are the charges or fees that are charged yearly once for some credit products. But in case of most Bank of America business credit cards doesn’t have any annual fees.
What is bank of America business credit card limit?
Limit of credit card generally depends on persons civil score, money turnover/ rotation, income, financial status. Most of cases limit of bank of America business credit card varies range from $200 to $10,000.
What benefits we get from adding employee cards to bank of America business credit card account?
Benefits we get from adding employee cards to bank of America business credit card amount we can set limit for spending, reduce scams by setting limit and we can easily track employee spending.