To avail exclusive benefits and offers of BILL Spend & Expense(Divvy) Credit Card, don’t waste your time and just apply for it.
Know how apply for it, signup and login process, it’s benefits followed by how to reset password follow our article till the end.
Bill Divvy Card
Divvy credit card popularly known as Bill Divvy Corporate Card is a business charge card that issued by Cross River Bank.
This card’s main motto is to help the all type business ranging from small to large scale including merchants.
The Divvy Corporate credit card is designed to manage the spending and expenses productively for a better revenue. It also offers various special services for their customers for better business strategies. Some of them are:
- Cashback and Reward points : Divvy Card holders can earn cashback points for every purchase they made excluding some special cases like foreign transactions using the card. It can be redeemed for traveling purpose, online shopping, statement credits, gift card and much more.
- Virtual Card : You can access your Bill Divvy Corporate card through online also for making any online payments or purchases. It also supports for mobile app too.
- Expense Management Software : Bill Divvy also provides an software for their cardholders to report and track expenses in a smart way which helps to do business properly.
- Spend Limits : For your auto resistance to avoid unnecessary and high expenses, it is possible to set spend controls on Bill Divvy Corporate Card.
So, now you can access all the services and benefits of Bill Divvy Credit Card by just sitting at home at anytime by creating a online account. To make this possible follow the methods mentioned below.
Note : But Divvy was obtained by BILL in September 2023. After this, Divvy renamed as BILL Spend & Expense but still all the services and card is same and branding, website is changed.
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How to Apply for Bill Divvy Business Credit Card
Before accessing your account, it is mandatory to apply for a new Bill Divvy Corporate Card. It is possible to apply through online and also a quick and easy way. Just follow the simple steps given below:
- Visit official website of BILL Spend and Expense website by using link bill.com
- Click on Product from upper menu bar
- Select Spend & Expense
- Click on Business Credit
- Fill all the required details like your name, company name, email id, phone number and number of employees
- Tick the check box after reviewing the all entered details
- Tap on Get Started
- Follow the on-screen instructions to successfully complete the applying process.
Note: Make sure that you are providing correct and valid information while submitting the application. BILL Spend & Expense review your application and send you the card if you are approved.
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What are the basic requirements to apply for BILL Divvy Corporate Card?
To apply for a BILL Corporate card, you must have a valid US bank account and US EIN to register for BILL Spend & Expense.
If you signing as a corporate account, then you need to provide all the details of Owners and Employees of your company. You must have a high Personal and Business Credit score.
What happens if I don’t get approved for a BILL Divvy business credit card ?
If you are rejected for BILL divvy credit card after applying for it, you will receive an email stating the reason behind your rejection.
You can try to improve your business revenue, credit score and experience in that field to apply for it again.
What are the charges when you are applying for BILL Divvy credit card ?
BILL Divvy credit card does not charge any fees to apply and also there is no annual fee. But it contains some transaction fee that is 3% for foreign transaction that you made outside of US.
How to Sign up for BILL Spend & Expense(Divvy)
After you successfully approved for a BILL Corporate Card, you can login to your online account for availing their services. But before that you need to register for a online account.
But it is not mandatory to have a corporate card for Signing up for a online BILL Spend & Expense account. You just need to provide your personal and Business details. So follow the steps given below:
Through Bill Spend & Expense website
- Visit official website of BILL Spend & Expense using link bill.com
- Click on Get Started present on top right corner of the home page
- Enter the required details including your personal and business details
- Select your business type between two available options
- Choose the products that you are really interested in using
- Click on Get Started
- You may ask to create a Username and Password to access your online account further
- Set strong password and Follow on-screen instructions to set it up.
Through Mobile App
You can also sign up for your online BILL Spend & Expense account using a mobile app. To do this, follow the steps mentioned below:
- Install BILL Spend & Expense app on your mobile
- Open the app
- Click on New Here? Tap to apply option
- Enter your Business email to create a application
- Click on Next and follow on-screen instruction
- Provide all the required details and create username and password
- Submit the application after reviewing it
- You can access your account by just login into it further
Download link For BILL Spend & Expense:
How to Check the Application Status of BILL Divvy Corporate Card
After successfully submitting the online application through website or mobile app, you can track the application status too. It is necessary to avoid any rejections and respond quickly for any problem.
It can be tracked through BILL Spend and Expense website as well as through mobile app. Just follow the steps given below:
Through Bill & Expense Website
- Go to official website of BILL & Expense using link bill.com
- Click on the box named Work email
- Enter your Business email id that you used at the time of online registration
- Tap on Get Started present beside the box
- There you can check the application status and any remarks if present
Through Mobile app
- Launch BILL Spend & Expense mobile app
- Tap on New Here? Tap to apply option
- Enter your Business email in the box provided
- Click on Next
- You will get the application status and remarks if any available
How to Login for BILL Spend & Expense(Divvy) account
After signing up, you can just login for accessing your account anytime and to avail the the services easily. This is very simple process to follow:
Through online website
- Visit official website of BILL Spend & Expense using bill.com
- Click on Login
- Select between two options that is AP & AR login or Spend & Expense login as per your choice
- Enter your Business Email ID and Password
- Click on Sign in
Through Mobile app
- Open the BILL Spend & Expense app after installation
- Enter email id and password
- Click on Login
How to Reset Forgot password of BILL Spend & Expense
Yeah! it’s a common issue among majority of the users that they forget the password of their account. But don’t worry, it just a simple process to reset the password. To do this, follow the steps given below:
- Go to official website of BILL Spend & Expense through the https://www.bill.com/
- Click on Login and select preferred option between AP & AR login or Spend & Expense login
- Tap on Forgot Password? link
- Enter your Business Email Id
- Click on Reset my Password
- Follow the instruction that you get on your email
Through Mobile app
- Launch the BILL Spend & Expense mobile app
- Click on Trouble logging in? link
- Provide your Email ID
- Tap on Reset Password
- Follow the on-screen instruction that given in email to reset your password
BILL Divvy Corporate Card Reviews
Now talking about it’s final review of BILL Divvy Corporate card, it also has it’s own pros and cons. Lets have a look on it before generating final review:
- No annual Fee
- Tremendous rewards program and much beneficial if you pay the bill more than once in a month
- Upto 7X reward points for purchase at restaurants and 5X points at hotels
- Also provides expense management tools to track our expenses which is more beneficial in business
- No welcome offers and Sign up bonus
- You have to pay complete bill by end of the month
- There are certain limits to redeem reward points
- Fees on foreign transaction and also late fees
So final rating from our opinion is 3.5 out of 5. But use of this card is completely depends on the user and their needs and their satisfaction.
BILL Divvy Credit Card Customer Support
If you are still facing any type of issues related to BILL Divvy credit card as well as your online account, you can get help from the customer support of BILL Spend & Expense.
To get live help, you need to go through this link help.bill.com/direct and sign in to your account. There you will get phone and live chat option to solve your issue.
The timings to contact any customer care agent is as follows:
- On working days : 5AM to 6PM PDT
- On Weekends : 6AM to 3PM PDT
How does BILL divvy credit card work ?
BILL divvy credit card is a business charge card that useful to manage spending and expenses of business.
After you successfully sign up for BILL divvy credit card, they will provide a credit limit for your business expenses. But it is not like other credit cards as you can’t carry your credit balance for next month.
You need to pay full amount within the month to avoid interest rates for your business. This card is applicable wherever the Visa card is acceptable.
How to get approve for divvy business credit card?
To reach eligibility criteria of BILL Divvy credit card, you must need to meet some basic requirements.
Some of them are, that you must be a US resident with the age above of 18 years. Cardholder must have a valid social security number or employer identification number (EIN). Also have to maintain good credit score and have a minimum annual business income of $10,000.
Is Divvy a good business credit card ?
It completely depends on your specific requirements and business targets. But it is suitable for all type of Business scales.
Also helpful for those who have more employees in their company as it provides expense management system to track their spending in real time. For a proper review, check the review and rating that already discussed in the article.