The Prosper Credit Card marks Prosper’s inaugural entry into the credit card market, representing the initial credit offering from this peer-to-peer lending platform. Tailored for individuals seeking to establish or restore their credit. Some special features of the Prosper credit card are
- No need for a security deposit.
- Opportunity to waive the annual fee in the initial year.
- Applying does not impact your credit score.
- Regular reviews for automatic credit limit increases.
- Elevated purchase APR and cash advance APR.
How to Apply Prosper Credit Card
- Check Your Rate: Visit Prosper and click “Check My Rate.” Input the desired loan amount.
- Specify Loan Purpose
- Apply Solo or with a Co-Borrower:
- Provide Preliminary Information: Input basic details, including name, address, and income source, for preapproval.
- Income and Expenses Details: Share annual income and rent/mortgage amounts for prequalification.
- Enter Phone Numnber and SSN
- Review and Proceed
- Loan Approval and Funding: Once investors approve the loan, expect to receive funds as early as the next day with your credit card.
How to Check Status of Prosper Card Application Online
- Visit the Prosper application status page.
- Provide your name and application number when prompted.
- Review your Prosper Card application status: approved, denied, or pending.
Prosper Credit Card Login
Follow these simple steps to log in to your credit card account –
- Visit the Prosper Card login page using https://www.prospercards.com/
- Enter your email ID and password.
- Click “Log in” to access your account.
- Avail the Services like
- Pay your credit card bill.
- View credit card statements.
- Monitor account activity.
- Update account details like passwords and automatic payments.
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How to Reset Prosper Credit Card Forgot Login
It is quite simple. Click “Forgot password?” on the Prosper login page.
Carefully follow the instructions given. If all goes well, you will be either able to retrieve the username and password or reset them
Prosper Credit Card Payment
Online
- Register for an online account at https://www.prospercards.com/
- Log in to your account to make payments, set up AutoPay, and manage your account.
App:
- Download the My Prosper Card app (Google Play Store or App Store of Apple)
- Log in to the app to make payments, enroll in AutoPay, and access additional features.
Phone:
Use the automated payment service 24/7 or speak with customer service (Monday-Friday, 8 am–10 pm EST) at (800) 903-4697.
Mail:
- Include your name and Prosper® Card account number on the check, cashier’s check, or money order.
- Payable to Prosper Funding, LLC.
- Standard Mail (7–10 days):
- Prosper Card Services
- P.O. Box 650078
- Dallas, TX 75265-0078
- Expedited Mail (1–2 days):
- Prosper Card
- Attention: Lockbox 650078
- 3000 Kellway Drive, Suite 120
- Carrollton, TX 75006
- Standard Mail (7–10 days):
Prosper Credit Card customer service
Prosper Credit Card customer service can be reached by phone at (866) 615-6319 during specified hours or via email at support@prosper.com.
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How quickly can I receive funds after my Prosper loan is approved?
Once investors approve your loan, you may receive the funds as early as the next day. The timing can vary, so check with Prosper for specific details.
How can I make payments for the Prosper Credit Card?
Payments for the Prosper Credit Card can be made online through the Prosper website or mobile app, by phone, or by mail. Check the provided payment methods for more details.
Is there an annual fee for the Prosper Credit Card?
Details about annual fees can be found in the terms and conditions of the Prosper Credit Card. Review the documentation or contact customer service for specific fee information.
How can I check the status of my Prosper Credit Card application?
Visit the Prosper application status page, provide your name and application number, and view the application status as approved, denied, or pending.